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Featured Partners
1
Xero
90% off for 6 months
Yes
30 days
2
Intuit QuickBooks
70% off first 3 months, for a limited time
OR experience QuickBooks risk free with a 30-day free trial
Expert help, invoicing, maximize tax deductions, track mileage
3
Sage Intacct
Yes
Yes
Yes
Compare the Best Free Accounting Software of 2026
Best Free Accounting Software of 2026
Akaunting
Akaunting
Akaunting
No
Yes
Manager
Manager
Manager
Yes
Yes
GNU Cash
GNU Cash
GNU Cash
No
No
ZipBooks
ZipBooks
ZipBooks
Not on free plan
Not on free plan
NCH
NCH
NCH
Yes
Yes
Methodology
Our Forbes Advisor team carefully evaluated more than a dozen free accounting software options commonly used by small businesses. We reviewed each provider using a rubric built around seven categories that reflect what matters most to everyday business owners. After extensive testing, we weighed and tallied the results to create our list of the top performers. Some of the factors we considered include:
| Decision Factor | Scoring Weight | Description |
|---|---|---|
General Features | 36% | We considered the basics of accounting software such as bank integrations, invoicing, inventory management, receipt scanning, budgeting and project accounting. |
Expert Testing | 20% | Our SMB team evaluated each platform to find out whether its advertised features hold up during practical testing. |
Pricing | 17% | Since many users will eventually outgrow a free plan, we also evaluated the cost of each provider’s paid tiers to see how affordable the next steps are. |
Service and Support | 6% | We also evaluated customer support, paying close attention to whether you can reach a person through live chat and phone. |
Advanced Features | 21% | We looked to see whether advanced capabilities were in the free plan, including multi-currency use, payroll, omnichannel management and API access. |
Featured Partners
1
Xero
90% off for 6 months
Yes
30 days
2
Intuit QuickBooks
70% off first 3 months, for a limited time
OR experience QuickBooks risk free with a 30-day free trial
Expert help, invoicing, maximize tax deductions, track mileage
3
Sage Intacct
Yes
Yes
Yes
How To Choose the Best Free Accounting Software
When selecting free accounting software, it is best to think about how you handle your books each day. If you rely on automation or detailed reports, you should choose a tool that supports those needs. If you prefer a simple setup, you should look for software that keeps your workflow easy and your records accurate. Here are some more features to look for.
Essential Free Accounting Software Features
Free software usually does not come packed with advanced features; however, it is important to look for free accounting software that can help you keep your bookkeeping accurate and up to date. Focus on software that handles everyday tasks reliably so you can track money in and money out and stay organized at tax time. Look for these core features:
- Income and Expense Tracking. Income and expense tracking is the basis of any accounting software. A free plan should let you record sales, bills and operating expenses, categorize transactions and see where your money is going over time.
- Invoicing: Look for basic invoicing tools that let you create professional invoices, track who has paid (and who hasn’t) and store customer details. Automated reminders and simple status tracking help keep cash flow moving without constant manual follow-up.
- Bank Connections: A strong free plan should connect to your bank or at least support easy CSV uploads so you’re not hand-entering every transaction. Built-in reconciliation tools help you match bank activity to your books and catch errors quickly.
- Tax-Ready Data: Accounting software should make tax prep easier, even if it doesn’t file taxes for you. Look for tools that let you tag tax-deductible expenses and export clean data for your accountant or tax software.
- Basic Financial Reporting: The best free plans generate core reports such as profit and loss statements, balance sheets and cash flow summaries. These reports give you a snapshot of your business health.
Both Akaunting and Manager offer feature-rich software options that include features that are not always found on free plans, such as bank connections, reporting and sales tax calculations.
Value
Value in a free plan really comes down to how well the software supports your day-to-day operations without requiring awkward workarounds or constantly nudging you to upgrade. A strong free plan should handle core bookkeeping tasks like tracking income and expenses, sending invoices and generating basic reports without restrictive limitations. Pay attention to transaction caps, invoice limitations and whether the provider’s paid tiers offer a sensible path if you grow. A free plan can be a smart way to get your books organized now, but you don’t want to hit a wall after a few busy months. Consider how the free version scales with your needs, what you actually gain by upgrading and how those paid options stack up against other providers.
Ease of Use
Small business owners generally have a thousand tasks on their plate at any given time. Spending hours learning a new software program should not be one of them. Strong free platforms offer a guided setup, a sensible default chart of accounts and plain-language menus that make it easy to record your expenses from the start. For example, ZipBooks has clear dashboards and straightforward navigation, while GnuCash leaves a lot to be desired when it comes to a user-friendly interface.
Limits on Usage
Free plans often come with trade-offs like caps on monthly invoices, limited bank connections, restricted storage or missing features like inventory or project tracking. These limitations may be fine for freelancers or very small teams but can quickly become obstacles as your transaction volume grows. When you are searching for the right software for your business, make sure to check the details on transaction limits, user allowances and which features sit behind a paywall.
A plan that only lets you send a few invoices each month or connect with a single bank account can end up costing you more time than it saves. Look for a free tier with limits that fit your current workload and give you some breathing room to grow.
Integrations
The ability to connect your accounting software to the rest of your business tools is the best way to get the most out of all platforms. Ideally, your free plan should sync with payment processors, e-commerce systems, point-of-sale software and time-tracking apps without requiring an upgrade. These connections can automatically bring in sales, fees and payouts, which saves time and helps prevent mistakes.
When comparing options, look at whether the free tier integrates with the platforms you rely on or expect to use as you grow. For example, Akaunting is the winner on this list for integrations. The Akaunting app store has more than 100 apps to use in order to make your business more productive.
Forbes Advisor Staff Writer Jennifer Simonson contributed to this article.
Frequently Asked Questions (FAQs)
What is accounting software?
Accounting software is a way for businesses to track income and expenses, send invoices, track sales tax and create reports. Some accounting software can also help track mileage or offer payroll.
What is the best free accounting software for your business?
The best free accounting software for your business depends on your needs, but Akaunting is our top pick because it’s open-source, scalable and supports unlimited reports, customers and vendors.
Is free accounting software really free?
Free accounting software does not charge any monthly fees. However, some companies may offer paid plans that include additional features, such as invoicing or time tracking.
What features are important in free accounting software?
When looking for free accounting software, you’ll want to consider features that are important for small businesses, such as invoicing, time tracking and expense tracking. You’ll also want to find software that is easy to use and available on multiple platforms.
Do I need accounting software for my small business?
If you want to save time and money, then yes. Accounting software can automate many of the tedious tasks associated with bookkeeping, such as invoicing, tracking payments and preparing reports. This frees up your time so you can focus on running your business. Additionally, software can help keep your books in compliance.
Is accounting software secure?
Today’s leading accounting platforms offer standard security features that include secure credential tokenization, data encryption and more. While human error will always play some role in security breaches, you can be confident in your accounting platform when it comes to keeping your information safe.
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