Free Apple TV+ And Music: A Credit Card Makes It Possible
The cost of streaming services can add up quickly, but Apple loyalists get included access to their favorite services with the new and improved Chase Sapphire Reserve®. The revamped credit card offers cardholders complimentary memberships to Apple TV+ and Apple Music. Months of Free Entertainment The Chase Sapphire Reserve® offers cardholders complimentary subscriptions to Apple […]
The Chase Card Perk That Wipes Out Your Food Delivery Fees
Food delivery has evolved from convenient to costly. Delivery service memberships now provide discounts on the service and delivery fees that add up, but come with a cost—sometimes close to a hundred bucks a year. Now, Chase Sapphire Reserve® cardholders can get a year of food and grocery delivery costs for free—here’s what cardholders need […]
Gen-Z Mental Health Crisis: How Insurance Coverage Can Turn ‘Overwhelm’ Into Empowerment
For 6 in 10 members of Generation-Z, the endless stream of news on their feeds isn’t just information—it’s emotional overload. UNICEF’s Perception of Youth Mental Health Report warns that the world’s teenagers and youngest adults are feeling the strain. This generation is plugged in to their communities and wired for change. One in 3 Gen-Zers, defined […]
High-Yield Savings Account Rates Today: August 12, 2025 – Rates Are Steady
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. […]
Current HELOC & Home Equity Loan Rates: August 12, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
This Week’s Personal Loan Rates: August 12, 2025—Rates Fall For Well-Qualified Borrowers
Last week, rates on personal loans dropped. Qualified borrowers can still pick up a worthwhile interest rate, providing the opportunity to finance a project, purchase or unexpected bills. For borrowers with a credit score of at least 720 who prequalified on Credible.com’s personal loan marketplace, the average interest rate on a three-year personal loan was […]
Mortgage Rates Today: August 12, 2025 – 30-Year and 15-Year Rates Hold Firm
The current average mortgage rate on a 30-year fixed mortgage is 6.55%, compared to 6.51% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.50%, up 0.47% from the previous week. If you want to lock in a lower […]
Today’s Mortgage Refinance Rates: August 12, 2025 – Rates Decline
The rate on a 30-year fixed refinance declined to 6.59% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.51%. On a 20-year mortgage refinance, the average rate is 6.34%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Fixed-Rate Mortgage Refinance […]
CD Rates Today: August 12, 2025 – Earn As Much As 4.94%
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—range as high as 4.94% […]
Private Student Loan Rates: August 12, 2025—Loan Rates Slip
Rates on 10-year fixed-rate private student loans slipped last week. If you’re interested in picking up a private student loan, you can still get a relatively low rate. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer [aria-controls],.tns-outer [data-action]{cursor:pointer}.tns-slider{transition:all 0s}.tns-slider>.tns-item{box-sizing:border-box}.tns-horizontal.tns-subpixel{white-space:nowrap}.tns-horizontal.tns-subpixel>.tns-item{display:inline-block;vertical-align:top;white-space:normal}.tns-horizontal.tns-no-subpixel:after{clear:both;content:””;display:table}.tns-horizontal.tns-no-subpixel>.tns-item{float:left}.tns-horizontal.tns-carousel.tns-no-subpixel>.tns-item{margin-right:-100%}.tns-gallery,.tns-no-calc{left:0;position:relative}.tns-gallery{min-height:1px}.tns-gallery>.tns-item{left:-100%;position:absolute;transition:transform 0s,opacity 0s}.tns-gallery>.tns-slide-active{left:auto!important;position:relative}.tns-gallery>.tns-moving{transition:all .25s}.tns-autowidth{display:inline-block}.tns-lazy-img{opacity:.6;transition:opacity .6s}.tns-lazy-img.tns-complete{opacity:1}.tns-ah{transition:height 0s}.tns-ovh{overflow:hidden}.tns-visually-hidden{left:-10000em;position:absolute}.tns-transparent{opacity:0;visibility:hidden}.tns-fadeIn{filter:alpha(opacity=100);opacity:1;z-index:0}.tns-fadeOut,.tns-normal{filter:alpha(opacity=0);opacity:0;z-index:-1}.tns-vpfix{white-space:nowrap}.tns-vpfix>div,.tns-vpfix>li{display:inline-block}.tns-t-subp2{height:10px;margin:0 auto;overflow:hidden;position:relative;width:310px}.tns-t-ct{position:absolute;right:0;width:2333.3333333%;width:2333.33333%;width:2333.3333333333%}.tns-t-ct:after{clear:both;content:””;display:table}.tns-t-ct>div{float:left;height:10px;width:1.4285714%;width:1.42857%;width:1.4285714286%} /*! purgecss end ignore */@media (max-width:1023px){.small-card-rating.rate-fees-present{margin-top:-12px}}@media (max-width:370px){.small-card-rating.rate-fees-present{margin-top:0}}.small-card-rating .card-rating{align-items:center;background:#fff;border:1px solid #eee;border-radius:108px;box-shadow:0 4px 2px […]
