Key Takeaways The highest money market account rate available today is 4.35% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.52%, while the highest rate is up to […]
As Gen Z plans an early and flexible path to financial freedom, they’re replacing traditional corporate careers with side hustles, freelance ventures and entrepreneurial work. A recent Harris Poll found that nearly all Gen Z’s (94%) want to be financially independent by age 55, and some are aiming to achieve it way earlier, around age […]
You don’t need to be a clumsy or forgetful person to insure your devices—accidents happen. Paying $10 a month to cover your iPhone, then another $7 because your laptop has slipped through your fingers more times than you’d like to admit—it all adds up. Luckily, Apple has introduced AppleCare One, a new plan that covers […]
Table of Contents What Can 100K Ultimate Rewards Points Get You? Is the Sapphire Reserve Worth Keeping for the Long Term? How To Get the Chase Sapphire Reserve Bottom Line Show more The revamped Chase Sapphire Reserve® made a splash when it recently announced a slew of changes that included everything from its annual fee […]
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
Key Takeaways The highest money market account rate available today is 4.35% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.52%, while the highest rate is up to […]
30-year fixed refinance mortgage rates didn’t move at 6.61% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.51%, and for 20-year mortgages, the average is 6.36%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 1.08% Currently, the […]
The current average mortgage rate on a 30-year fixed mortgage is 6.57% with an APR of 6.60%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.51% with an APR of 5.55%. On a 30-year jumbo mortgage, the average rate is 6.70% with an APR of 6.72%. !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void […]
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn as much as 5.84% on your […]
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, […]