Category: Advisor
Mortgage Rates Today: August 12, 2025 – 30-Year and 15-Year Rates Hold Firm
The current average mortgage rate on a 30-year fixed mortgage is 6.55%, compared to 6.51% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.50%, up 0.47% from the previous week. If you want to lock in a lower […]
Today’s Mortgage Refinance Rates: August 12, 2025 – Rates Decline
The rate on a 30-year fixed refinance declined to 6.59% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.51%. On a 20-year mortgage refinance, the average rate is 6.34%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Fixed-Rate Mortgage Refinance […]
CD Rates Today: August 12, 2025 – Earn As Much As 4.94%
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—range as high as 4.94% […]
Private Student Loan Rates: August 12, 2025—Loan Rates Slip
Rates on 10-year fixed-rate private student loans slipped last week. If you’re interested in picking up a private student loan, you can still get a relatively low rate. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer [aria-controls],.tns-outer [data-action]{cursor:pointer}.tns-slider{transition:all 0s}.tns-slider>.tns-item{box-sizing:border-box}.tns-horizontal.tns-subpixel{white-space:nowrap}.tns-horizontal.tns-subpixel>.tns-item{display:inline-block;vertical-align:top;white-space:normal}.tns-horizontal.tns-no-subpixel:after{clear:both;content:””;display:table}.tns-horizontal.tns-no-subpixel>.tns-item{float:left}.tns-horizontal.tns-carousel.tns-no-subpixel>.tns-item{margin-right:-100%}.tns-gallery,.tns-no-calc{left:0;position:relative}.tns-gallery{min-height:1px}.tns-gallery>.tns-item{left:-100%;position:absolute;transition:transform 0s,opacity 0s}.tns-gallery>.tns-slide-active{left:auto!important;position:relative}.tns-gallery>.tns-moving{transition:all .25s}.tns-autowidth{display:inline-block}.tns-lazy-img{opacity:.6;transition:opacity .6s}.tns-lazy-img.tns-complete{opacity:1}.tns-ah{transition:height 0s}.tns-ovh{overflow:hidden}.tns-visually-hidden{left:-10000em;position:absolute}.tns-transparent{opacity:0;visibility:hidden}.tns-fadeIn{filter:alpha(opacity=100);opacity:1;z-index:0}.tns-fadeOut,.tns-normal{filter:alpha(opacity=0);opacity:0;z-index:-1}.tns-vpfix{white-space:nowrap}.tns-vpfix>div,.tns-vpfix>li{display:inline-block}.tns-t-subp2{height:10px;margin:0 auto;overflow:hidden;position:relative;width:310px}.tns-t-ct{position:absolute;right:0;width:2333.3333333%;width:2333.33333%;width:2333.3333333333%}.tns-t-ct:after{clear:both;content:””;display:table}.tns-t-ct>div{float:left;height:10px;width:1.4285714%;width:1.42857%;width:1.4285714286%} /*! purgecss end ignore */@media (max-width:1023px){.small-card-rating.rate-fees-present{margin-top:-12px}}@media (max-width:370px){.small-card-rating.rate-fees-present{margin-top:0}}.small-card-rating .card-rating{align-items:center;background:#fff;border:1px solid #eee;border-radius:108px;box-shadow:0 4px 2px […]
Money Market Interest Rates Today: August 12, 2025 – Earn Up To 4.35%
Key Takeaways The highest money market account rate available today is 4.35% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.52%, while the highest rate is up to […]
From Side Hustles To Security: Best Small Business Insurance For Gen Z Entrepreneurs
As Gen Z plans an early and flexible path to financial freedom, they’re replacing traditional corporate careers with side hustles, freelance ventures and entrepreneurial work. A recent Harris Poll found that nearly all Gen Z’s (94%) want to be financially independent by age 55, and some are aiming to achieve it way earlier, around age […]
Apple Users Can Save On Device Coverage With AppleCare One: Here’s How To Deepen Those Savings
You don’t need to be a clumsy or forgetful person to insure your devices—accidents happen. Paying $10 a month to cover your iPhone, then another $7 because your laptop has slipped through your fingers more times than you’d like to admit—it all adds up. Luckily, Apple has introduced AppleCare One, a new plan that covers […]
Shoot Your Shot: The Chase Sapphire Reserve’s 100K Bonus Is Ending Soon
Table of Contents What Can 100K Ultimate Rewards Points Get You? Is the Sapphire Reserve Worth Keeping for the Long Term? How To Get the Chase Sapphire Reserve Bottom Line Show more The revamped Chase Sapphire Reserve® made a splash when it recently announced a slew of changes that included everything from its annual fee […]
Current HELOC & Home Equity Loan Rates: August 11, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
Today’s Top Money Market Account Rates For August 11, 2025 – Rates Hit 4.35%
Key Takeaways The highest money market account rate available today is 4.35% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.52%, while the highest rate is up to […]
