Category: Advisor
Today’s HELOC & Home Equity Loan Rates: July 28, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
Mortgage Rates Today: July 28, 2025 – Rates Hold Steady
The current average mortgage rate on a 30-year fixed mortgage is 6.73% with an APR of 6.76%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.71% with an APR of 5.76%. On a 30-year jumbo mortgage, the average rate is 6.92% with an APR of 6.94%. !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void […]
How To Correct Or Change Your FAFSA
Each year, approximately 19 million people complete the Free Application for Federal Student Aid (FAFSA), the application you have to fill out to access most forms of financial aid, including grants and federal student loans. With so many people completing the FAFSA—many of them teenagers applying on their own—mistakes happen. Whether you made an error […]
Food Prices Rise Again: How To Save On Groceries And Dining Out In 2025
Food prices are continuing to creep up. Per the latest Consumer Price Index (CPI) report, they rose another 0.3% in June 2025 and have increased 3.0% over the past year. That slow but steady climb makes grocery runs feel much more expensive, putting Americans under pressure. Whether you plan a bulk meal plan or lean […]
2026 Open Enrollment Guide For Self-Employed Workers: New ACA Rules And HSA Changes
For millions of self-employed Americans, the Affordable Care Act’s (ACA) open enrollment period is one of the most important financial decisions of the year. This time around, a handful of upcoming changes could affect how much you pay—and how much you save. In most states, open enrollment for 2026 health insurance starts November 1, 2025, […]
Latest HELOC & Home Equity Loan Rates: July 22, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
CD Rates Today: July 22, 2025 – Earn As Much As 4.94%
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. Today’s best interest rates on CDs (certificates of deposit) are as high […]
High-Yield Savings Account Rates Today: July 22, 2025 – Rates Are Steady
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. […]
Private Student Loan Rates: July 22, 2025 – Loan Rates Decrease
The average interest rate on 10-year fixed-rate private student loans inched down last week. For borrowers pursuing private loans to fill in gaps to pay for higher education expenses, rates remain relatively low for borrowers with solid credit. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer [aria-controls],.tns-outer [data-action]{cursor:pointer}.tns-slider{transition:all 0s}.tns-slider>.tns-item{box-sizing:border-box}.tns-horizontal.tns-subpixel{white-space:nowrap}.tns-horizontal.tns-subpixel>.tns-item{display:inline-block;vertical-align:top;white-space:normal}.tns-horizontal.tns-no-subpixel:after{clear:both;content:””;display:table}.tns-horizontal.tns-no-subpixel>.tns-item{float:left}.tns-horizontal.tns-carousel.tns-no-subpixel>.tns-item{margin-right:-100%}.tns-gallery,.tns-no-calc{left:0;position:relative}.tns-gallery{min-height:1px}.tns-gallery>.tns-item{left:-100%;position:absolute;transition:transform 0s,opacity 0s}.tns-gallery>.tns-slide-active{left:auto!important;position:relative}.tns-gallery>.tns-moving{transition:all .25s}.tns-autowidth{display:inline-block}.tns-lazy-img{opacity:.6;transition:opacity .6s}.tns-lazy-img.tns-complete{opacity:1}.tns-ah{transition:height 0s}.tns-ovh{overflow:hidden}.tns-visually-hidden{left:-10000em;position:absolute}.tns-transparent{opacity:0;visibility:hidden}.tns-fadeIn{filter:alpha(opacity=100);opacity:1;z-index:0}.tns-fadeOut,.tns-normal{filter:alpha(opacity=0);opacity:0;z-index:-1}.tns-vpfix{white-space:nowrap}.tns-vpfix>div,.tns-vpfix>li{display:inline-block}.tns-t-subp2{height:10px;margin:0 auto;overflow:hidden;position:relative;width:310px}.tns-t-ct{position:absolute;right:0;width:2333.3333333%;width:2333.33333%;width:2333.3333333333%}.tns-t-ct:after{clear:both;content:””;display:table}.tns-t-ct>div{float:left;height:10px;width:1.4285714%;width:1.42857%;width:1.4285714286%} /*! purgecss […]
Mortgage Rates Today: July 22, 2025 – Rates Hold Firm
Today’s average mortgage rate on a 30-year fixed-rate mortgage is 6.68%, down 0.51% from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, which will generally have a lower rate than a 30-year, fixed-rate home loan. The average APR […]
